If you cause a physical damage to someone else, you will be covered up to an insured sum of 50,000,000 euros. That’s the maximum amount you can receive in case a person makes a successful claim against you.

If you have accidentally caused a material damage to someone else’s rented property (rented flat, rented things or devices), you will be covered up to an insured sum of 50,000,000 euros.

If you loose the expensive keys of your rented apartment or you misplace your employer’s keycard/office access card, you will be covered up to an insured sum of 50,000,000 euros in order to buy new keys and/or, if necessary, replace the building’s locks.

In German: Forderungsausfalldeckung

If someone can’t pay for a physical or material damage they’ve caused you, you will also be covered up by this “Trade indemnity coverage”.

If your kid damage stuff belonging to someone else, you will be covered up to an insured sum of 50,000,000 euros.

In your “Family Liability Plan”, you can include every family member registered at your address.

You are insured against financial claims of others for damages for which you are responsible as the owner, co-owner or guardian of your dog (i.e. your dog damages the walls of your rented apartment, etc.). This coverage is often required by landlords!

You can apply for the Dog Liability Insurance here. All is in English.