German Bank Account

Open your bank account online in 10 minutes.

The free DKB bank account and free Visa card

With a free DBK bank account, you can do all your banking online.

You also get a free debit card and a free VISA card with it. The DKB bank account is 100% free. There are no hidden costs.

* Some ATMs may charge their own fees, which is beyond DKB’s control. Currently, this is only the case out of Germany (i.e. in Thailand & some ATMs in the USA). The amount of the fee is displayed before withdrawal of the amount at the ATM. Of course, you can always abort the process and look for a different ATM with a Visa logo.

WHY OPENING A DKB ACCOUNT

• Free account maintenance;

• Free bank transfers within SEPA countries;

• Free debit & VISA cards;

• Free cash withdrawals from all Visa-cash machines around the world, incl. in Germany (min. 50€);

• Free Internet banking;

• DKB app for banking on the go;

• Online application with video identification (WebID).

WHAT YOU NEED TO OPEN A DKB ACCOUNT

• No negative Schufa-entry (credit investigation institute);

• Valid passport or identification card;

• Good internet connection;

• Be registered in Germany (Anmeldung) and have a tax ID;

• Webcam & Skype for the video identification (WebID);

• Basic German Knowledge; or, able to use Google translator.

Tip: If using Chrome browser, just right-click with your mouse & click “Translate to English”.

WHAT YOU NEED TO OPEN A DKB ACCOUNT

• No negative Schufa-entry (credit investigation institute);

• Valid passport or identification card;

• Good internet connection;

• Be registered in Germany (Anmeldung) and have a tax ID;

• Webcam & Skype for the video identification (WebID);

• Basic German Knowledge; or, able to use Google translator.

Tip: If using Chrome browser, just right-click with your mouse & click “Translate to English”.

OPEN A BANK ACCOUNT WITH DKB IN 10-15 MINUTES

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Online Application Form

Fill out the online application form.

It takes 10-15 minutes to apply for a bank account.

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Our Handy Tip

The online form is in German, so you can use Chrome as a browser.

Just right-click with your mouse & click “Translate to English”.

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Registered German Address

Your cards will only be sent to your registered German address (indicated on your proof of registration or ID card).

You can change the address online by yourself at a later stage.

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Tax ID (Steuer-ID)

Insert your residence for tax purposes, which is probably ‘Germany’, and your German tax ID in the appropriate fields.

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Your Net Income & Occupation

To apply for the VISA credit card and a credit line, the information about your occupation and your net income are important.

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WebID Process

Once your application has been submitted, you’ll receive an email (it could take a few hours). Follow the instructions & Identify yourself via video. Watch the video below for more details.

How does WebID work?

Open Your Free Bank Account

The DKB bank account is 100% free. There are no hidden costs.

Open Bank Account