{"id":15438,"date":"2018-12-05T14:56:56","date_gmt":"2018-12-05T13:56:56","guid":{"rendered":"https:\/\/www.mygermanexpert.com\/services\/other-insurances\/home-contents-insurance\/"},"modified":"2023-08-14T21:14:43","modified_gmt":"2023-08-14T19:14:43","slug":"home-contents-insurance","status":"publish","type":"page","link":"https:\/\/www.mygermanexpert.com\/fr\/services\/other-insurances\/home-contents-insurance\/","title":{"rendered":"Assurance habitation"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;on|on|off&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#8dc153&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221; column_structure=&#8221;1_3,2_3&#8243;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_divider show_divider=&#8221;off&#8221; disabled_on=&#8221;on|on|off&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_image src=&#8221;https:\/\/www.mygermanexpert.com\/wp-content\/uploads\/2018\/11\/Home-Contents-Insurance.png&#8221; url=&#8221;#&#8221; align_tablet=&#8221;center&#8221; align_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.16&#8243; animation_style=&#8221;zoom&#8221; animation_delay=&#8221;100ms&#8221; box_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221; align_phone=&#8221;center&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_divider show_divider=&#8221;off&#8221; disabled_on=&#8221;on|on|off&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.22.0&#8243; text_text_color=&#8221;#f3f3f3&#8243; text_font_size=&#8221;15px&#8221; header_text_color=&#8221;#ffffff&#8221; header_font_size=&#8221;36px&#8221; background_layout=&#8221;dark&#8221; link_option_url=&#8221;#&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h1>Home Contents Insurance<\/h1>\n<p>German insurance coverage (<em>Hausratversicherung<\/em>) for all your personal assets in your home \u2014 Insurance plans are available from 2,33\u20ac\/month. Cancel anytime!<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/www.mygermanexpert.com\/go\/home-contents&#8221; button_text=&#8221;Free Offer&#8221; _builder_version=&#8221;4.22.0&#8243; custom_button=&#8221;on&#8221; button_text_color=&#8221;#ffffff&#8221; button_font=&#8221;||||||||&#8221; animation_style=&#8221;bounce&#8221; hover_enabled=&#8221;0&#8243; box_shadow_style=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221; url_new_window=&#8221;on&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;off|off|on&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#8dc153&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/www.mygermanexpert.com\/wp-content\/uploads\/2018\/11\/Home-Contents-Insurance.png&#8221; url=&#8221;#&#8221; align=&#8221;center&#8221; align_tablet=&#8221;center&#8221; align_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.16&#8243; box_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221; align_phone=&#8221;center&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.22.0&#8243; text_font=&#8221;||||||||&#8221; background_layout=&#8221;dark&#8221; link_option_url=&#8221;#&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h1 style=\"text-align: center;\">Home Contents Insurance<\/h1>\n<p style=\"text-align: center;\">German insurance coverage (<em>Hausratversicherung<\/em>) for all your personal assets in your home \u2014 Insurance plans are available from 2,33\u20ac\/month. Cancel anytime.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/www.mygermanexpert.com\/go\/home-contents&#8221; button_text=&#8221;Free Offer&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.22.0&#8243; custom_button=&#8221;on&#8221; button_text_color=&#8221;#ffffff&#8221; button_font=&#8221;||||||||&#8221; animation_style=&#8221;bounce&#8221; hover_enabled=&#8221;0&#8243; box_shadow_style=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221; url_new_window=&#8221;on&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#f3f3f3&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row make_equal=&#8221;on&#8221; _builder_version=&#8221;4.16&#8243; max_width=&#8221;80%&#8221; module_alignment=&#8221;center&#8221; use_custom_width=&#8221;on&#8221; width_unit=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; column_structure=&#8221;1_4,1_4,1_4,1_4&#8243;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_button button_text=&#8221;100% Digital&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.16&#8243; animation_style=&#8221;roll&#8221; box_shadow_style=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][et_pb_text _builder_version=&#8221;4.16&#8243; text_font=&#8221;||||||||&#8221; ul_font=&#8221;||||||||&#8221; quote_font=&#8221;||||||||&#8221; quote_text_align=&#8221;center&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>No Paperwork!<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_button button_text=&#8221;Affordable&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.16&#8243; animation_style=&#8221;roll&#8221; box_shadow_style=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][et_pb_text _builder_version=&#8221;4.22.0&#8243; text_font=&#8221;||||||||&#8221; text_orientation=&#8221;center&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>As from 2,33\u20ac\/month!<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_button button_text=&#8221;Flexible&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.16&#8243; animation_style=&#8221;roll&#8221; box_shadow_style=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][et_pb_text _builder_version=&#8221;4.16&#8243; text_font=&#8221;||||||||&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Cancel Anytime!<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_button button_text=&#8221;Fast &#038; Easy&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.16&#8243; animation_style=&#8221;roll&#8221; box_shadow_style=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][et_pb_text _builder_version=&#8221;4.16&#8243; text_font=&#8221;||||||||&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Get insured within 60 seconds!<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Blurb&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#ffffff&#8221; custom_padding=&#8221;10px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;row&#8221; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;50px|0px|30px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb use_icon=&#8221;on&#8221; font_icon=&#8221;&#xe052;||divi||400&#8243; image_icon_background_color=&#8221;#f3f3f3&#8243; image_icon_width=&#8221;48px&#8221; _builder_version=&#8221;4.16&#8243; header_font_size=&#8221;18px&#8221; image_icon_custom_padding=&#8221;25px|25px|25px|25px|false|false&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;|||&#8221; border_radii_image=&#8221;on|100%|100%|100%|100%&#8221; use_circle=&#8221;on&#8221; circle_color=&#8221;#f3f3f3&#8243; global_colors_info=&#8221;{}&#8221; image_icon_background_color__sticky_enabled=&#8221;#8dc153&#8243; image_icon_background_color__sticky=&#8221;#8dc153&#8243;]<\/p>\n<h1 style=\"text-align: center;\">WHAT IS COVERED<\/h1>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221; column_structure=&#8221;1_2,1_2&#8243;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;FIRE&#8221; image=&#8221;https:\/\/www.mygermanexpert.com\/wp-content\/uploads\/2018\/11\/Fire.png&#8221; _builder_version=&#8221;4.16&#8243; header_font=&#8221;||||||||&#8221; header_text_align=&#8221;center&#8221; body_font=&#8221;||||||||&#8221; body_text_align=&#8221;center&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;|||&#8221; border_width_all_image=&#8221;50px&#8221; border_color_all_image=&#8221;#8dc153&#8243; box_shadow_style_image=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221; background__hover_enabled=&#8221;on&#8221; child_mix_blend_mode__hover_enabled=&#8221;on&#8221;]<\/p>\n<p><span style=\"text-decoration: underline;\">Fact<\/span>: Cooking equipment is the main cause of home fires in Germany.<\/p>\n<p><span style=\"text-decoration: underline;\">Example<\/span>: A fire at home has damaged your furniture, clothes and electrical appliances for a value of 20,000 \u20ac. In cases like this one, you are insured by the household insurance (in German: Hausratversicherung).<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;WIND DAMAGES&#8221; image=&#8221;https:\/\/www.mygermanexpert.com\/wp-content\/uploads\/2018\/11\/Wind.png&#8221; _builder_version=&#8221;4.16&#8243; header_font=&#8221;||||||||&#8221; header_text_align=&#8221;center&#8221; body_font=&#8221;||||||||&#8221; body_text_align=&#8221;center&#8221; border_color_all=&#8221;#8dc153&#8243; border_width_all_image=&#8221;50px&#8221; border_color_all_image=&#8221;#8dc153&#8243; box_shadow_style_image=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"text-decoration: underline;\">Fact<\/span>: Strong winds and rainwater are the most common causes of home damage in Germany.<\/p>\n<p><span style=\"text-decoration: underline;\">Example<\/span>: There was a storm and flying branches from a tree destroyed your living room window. Your home cinema was damaged by rainwater. No worries, your home contents insurance covers this kind of situation!<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221; column_structure=&#8221;1_2,1_2&#8243;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;WATER&#8221; image=&#8221;https:\/\/www.mygermanexpert.com\/wp-content\/uploads\/2018\/11\/Water.png&#8221; _builder_version=&#8221;4.16&#8243; header_font=&#8221;||||||||&#8221; header_text_align=&#8221;center&#8221; body_font=&#8221;||||||||&#8221; body_text_align=&#8221;center&#8221; border_width_all_image=&#8221;50px&#8221; border_color_all_image=&#8221;#8dc153&#8243; box_shadow_style_image=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"text-decoration: underline;\">Fact<\/span>: Leaking water pipes are one of the most destructive plumbing disasters possible.<\/p>\n<p><span style=\"text-decoration: underline;\">Example<\/span>: Water leaks from the washing machine hose have damaged your kitchen furniture worth 2,000 \u20ac. Don&#8217;t panic! Our insurance partner will take care of this bill!<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;BURGLARY, ROBBERY &#038; VANDALISM&#8221; image=&#8221;https:\/\/www.mygermanexpert.com\/wp-content\/uploads\/2018\/11\/Burglary-1.png&#8221; _builder_version=&#8221;4.16&#8243; header_font=&#8221;||||||||&#8221; header_text_align=&#8221;center&#8221; body_font=&#8221;||||||||&#8221; body_text_align=&#8221;center&#8221; border_width_all_image=&#8221;50px&#8221; border_color_all_image=&#8221;#8dc153&#8243; box_shadow_style_image=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"text-decoration: underline;\">Example (1)<\/span>: Burglars entered your home and stole jewelry, a laptop and an iPhone. The damage amounted to 5,000 \u20ac. Luckily, you are insured against a case like this one!<\/p>\n<p><span style=\"text-decoration: underline;\">Example (2)<\/span>: Burglars broke into your flatshare, got into your insured bedroom and damaged your door &amp; your furniture looking for your assets. Nothing was stolen, but the damage amounted to 1,000 \u20ac. Our insurance partner will also take over this bill!<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#f3f3f3&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; text_font=&#8221;||||||||&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 style=\"text-align: center;\">No Deductible<\/h2>\n<p style=\"text-align: center;\">\n<p style=\"text-align: center;\">&#8220;No deductible&#8221; simply means that your insurance company would start paying claims right away. In other words, your insurance company is going to pay the full bill.<\/p>\n<p style=\"text-align: center;\">[Limits: 650\u20ac\/m\u00b2 &#8211; i.e. you have a 100 m\u00b2 flat, so your maximum coverage will be 65.000 \u20ac.]<\/p>\n<p style=\"text-align: center;\">For example, say your couch gets damaged by water as a result of plumbing leaks so it can&#8217;t be used or repaired anymore. In this case, the insurance company will pay you the total price of the couch with no deductible.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;on|off|off&#8221; admin_label=&#8221;section BAnners Home&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#8dc153&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;row&#8221; module_class=&#8221; et_pb_row_fullwidth&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; width=&#8221;89%&#8221; width_tablet=&#8221;80%&#8221; width_last_edited=&#8221;on|desktop&#8221; max_width=&#8221;89%&#8221; max_width_tablet=&#8221;80%&#8221; max_width_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;0px|0px|0px|0px&#8221; make_fullwidth=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; width_phone=&#8221;80%&#8221; max_width_phone=&#8221;80%&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_cta title=&#8221;Get a Free Household Insurance Quote&#8221; button_url=&#8221;https:\/\/www.mygermanexpert.com\/go\/home-contents&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Free Offer&#8221; admin_label=&#8221;Call To Action Insurance Free Quote&#8221; _builder_version=&#8221;4.22.0&#8243; body_font=&#8221;||||||||&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_button=&#8221;on&#8221; button_font=&#8221;||||||||&#8221; max_width=&#8221;60%&#8221; module_alignment=&#8221;center&#8221; animation_style=&#8221;bounce&#8221; animation_duration=&#8221;1050ms&#8221; hover_enabled=&#8221;0&#8243; box_shadow_style=&#8221;preset1&#8243; box_shadow_style_button=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221; button_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_border_width__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;off&#8221; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;off&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>Home Contents Insurance policy to cover your household possessions against loss, damage or theft.<\/p>\n<p>Cancel Anytime! 100% Online &amp; in English!<\/p>\n<p>[\/et_pb_cta][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;off|on|on&#8221; admin_label=&#8221;section BAnners Home&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#8dc153&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;row&#8221; module_class=&#8221; et_pb_row_fullwidth&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; width=&#8221;89%&#8221; width_tablet=&#8221;80%&#8221; width_last_edited=&#8221;on|desktop&#8221; max_width=&#8221;89%&#8221; max_width_tablet=&#8221;80%&#8221; max_width_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;0px|0px|0px|0px&#8221; make_fullwidth=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; width_phone=&#8221;80%&#8221; max_width_phone=&#8221;80%&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_cta title=&#8221;Get a Free Household Insurance Quote&#8221; button_url=&#8221;https:\/\/www.mygermanexpert.com\/go\/home-contents&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Free Offer&#8221; admin_label=&#8221;Call To Action Insurance Free Quote&#8221; _builder_version=&#8221;4.22.0&#8243; body_font=&#8221;||||||||&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; module_alignment=&#8221;center&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; button_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_border_width__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;off&#8221; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;off&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>Home Contents Insurance policy to cover your household possessions against loss, damage or theft.<\/p>\n<p>Cancel Anytime! 100% Online &amp; in English!<\/p>\n<p>[\/et_pb_cta][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;section&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#ffffff&#8221; custom_padding=&#8221;10px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;row&#8221; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb use_icon=&#8221;on&#8221; font_icon=&#8221;&#xe052;||divi||400&#8243; image_icon_background_color=&#8221;#f3f3f3&#8243; image_icon_width=&#8221;48px&#8221; _builder_version=&#8221;4.16&#8243; header_font_size=&#8221;18px&#8221; image_icon_custom_padding=&#8221;25px|25px|25px|25px|false|false&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;|||&#8221; border_radii_image=&#8221;on|100%|100%|100%|100%&#8221; use_circle=&#8221;on&#8221; circle_color=&#8221;#f3f3f3&#8243; global_colors_info=&#8221;{}&#8221; image_icon_background_color__sticky_enabled=&#8221;#8dc153&#8243; image_icon_background_color__sticky=&#8221;#8dc153&#8243;]<\/p>\n<h1 style=\"text-align: center;\">FIVE REASONS WHY YOU NEED HOME CONTENTS INSURANCE IN GERMANY<\/h1>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row make_equal=&#8221;on&#8221; admin_label=&#8221;row&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221; column_structure=&#8221;1_3,1_3,1_3&#8243;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;1. Your Responsibility&#8221; url=&#8221;https:\/\/www.mygermanexpert.com\/services\/germany-hostels\/&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x3f;||divi||400&#8243; admin_label=&#8221;Step 1 %22First steps when moving to Germany%22&#8243; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; text_orientation=&#8221;center&#8221; animation_style=&#8221;fade&#8221; animation=&#8221;bottom&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Your landlord is not responsible for loss or damages to your home assets. You and only you are responsible for your belongings!<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;2. Accumulated Assets&#8221; url=&#8221;https:\/\/www.mygermanexpert.com\/services\/anmeldung\/&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x3f;||divi||400&#8243; admin_label=&#8221;Step 2 %22First steps when moving to Germany%22&#8243; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; text_orientation=&#8221;center&#8221; animation_style=&#8221;fade&#8221; animation=&#8221;bottom&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Renting over the years comes with more accumulated assets.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;3. High Value&#8221; url=&#8221;https:\/\/www.mygermanexpert.com\/services\/health-insurance\/&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x3f;||divi||400&#8243; disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;Step 3 %22First steps when moving to Germany%22&#8243; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; text_orientation=&#8221;center&#8221; animation_style=&#8221;fade&#8221; animation=&#8221;bottom&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Your personal assets are probably worth more than you think.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row make_equal=&#8221;on&#8221; admin_label=&#8221;row&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221; column_structure=&#8221;1_3,1_3,1_3&#8243;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;4. Affordable Necessity&#8221; url=&#8221;https:\/\/www.mygermanexpert.com\/services\/tax-id\/&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x3f;||divi||400&#8243; admin_label=&#8221;Step 4 %22First steps when moving to Germany%22&#8243; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; text_orientation=&#8221;center&#8221; animation_style=&#8221;fade&#8221; animation=&#8221;bottom&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"\">Household contents insurance isn&#8217;t a luxury, but an affordable necessity.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;5. Better Safe Than Sorry!&#8221; url=&#8221;https:\/\/www.mygermanexpert.com\/services\/bank-account\/&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x3f;||divi||400&#8243; admin_label=&#8221;Step 5 %22First steps when moving to Germany%22&#8243; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; text_orientation=&#8221;center&#8221; animation_style=&#8221;fade&#8221; animation=&#8221;bottom&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Prepared for anything? What if the kitchen sink overflows or a pipe bursts and your furniture gets damaged?<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;6. No Misunderstanding&#8221; url=&#8221;https:\/\/www.mygermanexpert.com\/services\/tax-return\/&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x3f;||divi||400&#8243; admin_label=&#8221;Step 6 %22First steps when moving to Germany%22&#8243; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; text_orientation=&#8221;center&#8221; animation_style=&#8221;fade&#8221; animation=&#8221;bottom&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>No confusion: Everything is in English. You get total transparency and can cancel anytime!\u00a0<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;section BAnners Home&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#8dc153&#8243; custom_padding=&#8221;5px||5px|&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221; column_structure=&#8221;1_4,3_4&#8243;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/www.mygermanexpert.com\/wp-content\/uploads\/2023\/08\/StyleColor.png&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; alt=&#8221;Feather&#8221; title_text=&#8221;Style=Color&#8221; url=&#8221;https:\/\/www.mygermanexpert.com\/go\/home-contents&#8221; url_new_window=&#8221;on&#8221; box_shadow_style=&#8221;preset1&#8243; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_cta title=&#8221;100% Digital &#038; Transparent Home Contents Insurance &#8221; button_url=&#8221;https:\/\/www.mygermanexpert.com\/go\/home-contents&#8221; button_text=&#8221;Get Started&#8221; admin_label=&#8221;Call To Action Fill in your Anmeldung&#8221; _builder_version=&#8221;4.22.0&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_button=&#8221;on&#8221; button_font=&#8221;||||||||&#8221; hover_enabled=&#8221;0&#8243; box_shadow_style=&#8221;preset1&#8243; box_shadow_style_button=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221; button_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_border_width__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;off&#8221; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;off&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><span style=\"font-size: 14px;\">It takes 2 minutes and it&#8217;s in English! Get your stuff in your home covered in only 60 seconds. <\/span><\/p>\n<p><span style=\"font-size: 14px;\">Insurance plans are available from 2,33\u20ac\/month. Cancel anytime!<\/span><\/p>\n<p>[\/et_pb_cta][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Home Contents Insurance German insurance coverage (Hausratversicherung) for all your personal assets in your home \u2014 Insurance plans are available from 2,33\u20ac\/month. Cancel anytime!Home Contents Insurance German insurance coverage (Hausratversicherung) for all your personal assets in your home \u2014 Insurance plans are available from 2,33\u20ac\/month. Cancel anytime.No Paperwork!As from 2,33\u20ac\/month!Cancel Anytime! Get insured within 60 [&hellip;]<\/p>\n","protected":false},"author":4603,"featured_media":0,"parent":15266,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"[et_pb_section bb_built=\"1\"][et_pb_row][\/et_pb_row][\/et_pb_section]","_et_gb_content_width":"","_bos_mb_destination":[""],"footnotes":""},"class_list":["post-15438","page","type-page","status-publish"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Assurance habitation - myGermanExpert<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mygermanexpert.com\/fr\/services\/other-insurances\/home-contents-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Assurance habitation - myGermanExpert\" \/>\n<meta property=\"og:description\" content=\"Home Contents Insurance German insurance coverage (Hausratversicherung) for all your personal assets in your home \u2014 Insurance plans are available from 2,33\u20ac\/month. Cancel anytime!Home Contents Insurance German insurance coverage (Hausratversicherung) for all your personal assets in your home \u2014 Insurance plans are available from 2,33\u20ac\/month. Cancel anytime.No Paperwork!As from 2,33\u20ac\/month!Cancel Anytime! 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