Terms and Conditions

By accessing the content of this website you agree to be bound by the terms and conditions set out herein and you accept our privacy policy available on this website. This statement covers this website, its sub-sites, its social media sites and all other websites, such as blog.myGermanExpert.com, owned and operated by "myGermanExpert" or "My German Expert" (Schlenther, McShane und Musina GbR). If you object to any of the terms and conditions set out in this agreement you should not use any of the products or services on this website and leave immediately. All registrants must be at least 18 years of age. You agree that you shall not use this website for illegal purposes, and will respect all applicable laws and regulations. You agree not to use this website in a way that may impair the performance, corrupt the content or otherwise reduce the overall functionality of this website. You also agree not to compromise the security of this website or attempt to gain access to secured areas or sensitive information. You agree to be fully responsible for any claim, expense, liability, losses, costs including legal fees incurred by us arising from any infringement of the terms and conditions set out in this agreement.

Disclaimers

myGermanExpert (MGE) does not guarantee success and only represents that this service may be of help in receiving success in obtaining, for example, visa/residence permit/Schengen visa/address registration/tax ID/bank account/health insurance assistance. The information provided on this site, including on our blog and by email, is not intended to provide or be a substitute for specific individualized accounting, tax, legal, business, recruitment, insurance or immigration advice. Where specific advice is necessary or appropriate, myGermanExpert recommends consultation with a qualified tax, legal, business, recruitment, insurance or immigration advisor, accountant, or attorney. The information provided herein is for general informational purposes only and should not be considered an individualized recommendation, personalized advice or an endorsement by myGermanExpert. The information presented is obtained from what are considered reliable sources; however, its accuracy, completeness or reliability cannot be guaranteed and therefore should not be relied upon as such. myGermanExpert accepts no liability for any direct or consequential loss or damage arising from any use of this information.

myGermanExpert does not act as an insurance broker and does not hold the required license. Insurance services are offered by B-Protected GermanyOBN-Expats Financial Advice who holds full liability. Please contact directly B-Protected Germany or OBN for any inquiries you might have.

If there is any conflict or discrepancy between the English text of this website, including Terms & Conditions and Privacy Policy, and any translation thereof, the English text shall always prevail.

Third parties

myGermanExpert is not responsible for the content on the Internet or worldwide web pages that is contained outside myGermanExpert's website. We may provide links to resources that are beyond our control. We make no representations as to the quality, suitability, functionality or legality of any sites to which we may provide links, and you hereby waive any claim you might have against myGermanExpert with respect to such sites.

Third party partners: We acknowledge that products and services provided, for example, by B-Protected, OBN, Barmer GEK, HanseMerkur Versicherungsgruppe & Deutsche Kreditbank AG (DKB) are obtained from sources believed to be reliable and trustful, but that no guarantees are made by MGE as to their accuracy, completeness, timeliness. Because we are not involved in the actual transaction between you and any such third party, in the event you have a dispute with any such third party, you release myGermanExpert from any and all claims arising out of or in any way connected with such disputes. MGE is not and will not be responsible for the terms and conditions of any transaction between you and any such third party. Please read carefully any third party terms and conditions of any insurance you intend to take and bank account you intend to open.

Copyright Information

This website and the associated database contain materials created, developed, designed or commissioned by myGermanExpert, and are protected by European and international copyright and trademark laws. No material (including but not limited to the names, text, logos, images, audio, and/or video) and no software and mobile applications (including but not limited to any images or files incorporated in or generated by the software application) may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. In connection with such use, you may not modify or obscure any copyright or other proprietary notice. Modification or other use of these materials without myGermanExpert's prior written consent is a violation of myGermanExpert's proprietary rights.

Cancellation policy

We have a no cancellation policy, unless specified differently for a given service, because our Web site has implemented the Instant Payment Notification (IPN) system, which allows PDF forms to be downloaded immediately after paying the fee.

Third party partners: MGE is not and will not be responsible for the terms and conditions (incl. cancellation policy) of any transaction between you and any such third party. Please read carefully any third party cancellation policy of any insurance you take and bank account you open.

Governing law and jurisdiction

This Agreement will be governed by the laws of Germany and any user of this website hereby agrees to be bound exclusively by the jurisdiction of German courts without reference to rules governing choice of laws.

In these Terms and Conditions “we", "our", "us”, “this service”, “this website” and “MGE” refer to myGermanExpert.