{"id":6837,"date":"2016-09-07T07:01:14","date_gmt":"2016-09-07T05:01:14","guid":{"rendered":"https:\/\/www.mygermanexpert.com\/freelancers\/"},"modified":"2021-10-28T14:01:55","modified_gmt":"2021-10-28T12:01:55","slug":"freelancers","status":"publish","type":"page","link":"https:\/\/www.mygermanexpert.com\/de\/services\/health-insurance\/freelancers\/","title":{"rendered":"Selbstst\u00e4ndige"},"content":{"rendered":"

[et_pb_section fb_built=”1″ fullwidth=”on” admin_label=”section” _builder_version=”3.22″ global_colors_info=”{}”][et_pb_fullwidth_slider show_arrows=”off” show_pagination=”off” _builder_version=”4.11.4″ header_text_color=”#ffffff” body_text_color=”#f3f3f3″ custom_padding=”|||” custom_padding_tablet=”|||” custom_padding_phone=”|||” hover_enabled=”0″ box_shadow_style=”preset6″ box_shadow_blur=”10px” box_shadow_color=”rgba(0,0,0,0.1)” locked=”off” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off” sticky_enabled=”0″][et_pb_slide heading=”Krankenversicherungen f\u00fcr Selbstst\u00e4ndige” button_text=”Kostenloses Angebot” button_link=”https:\/\/www.mygermanexpert.com\/go\/h82″ image=”https:\/\/www.mygermanexpert.com\/wp-content\/uploads\/2017\/08\/Header-Icons-18.png” use_bg_overlay=”off” use_text_overlay=”off” _builder_version=”4.11.4″ custom_button=”on” hover_enabled=”0″ box_shadow_style_button=”preset1″ locked=”off” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off” sticky_transition=”on” url_new_window=”on” sticky_enabled=”0″]<\/p>\n

Angebote f\u00fcr Krankenversicherungen f\u00fcr Selbstst\u00e4ndige in Deutschland.<\/p>\n

[\/et_pb_slide][\/et_pb_fullwidth_slider][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.22″ background_color=”#f3f3f3″ custom_padding=”|||” global_colors_info=”{}”][et_pb_row make_equal=”on” _builder_version=”3.25″ background_color=”#f3f3f3″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”3.27.4″ text_font_size=”16px” text_orientation=”center” module_alignment=”center” global_colors_info=”{}”]<\/p>\n

Eine Reisekrankenversicherung sch\u00fctzt dich bis du in Deutschland angekommen bist. Danach ben\u00f6tigst du einen Versicherungsschutz f\u00fcr Deutschland.<\/p><\/blockquote>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.22″ global_colors_info=”{}”][et_pb_row make_equal=”on” _builder_version=”3.25″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blurb use_icon=”on” font_icon=”%%103%%” use_circle=”on” circle_color=”#f3f3f3″ use_circle_border=”on” use_icon_font_size=”on” icon_font_size=”120px” _builder_version=”3.0.74″ text_orientation=”center” global_colors_info=”{}”][\/et_pb_blurb][et_pb_text _builder_version=”3.27.4″ global_colors_info=”{}”]<\/p>\n

DREI OPTIONEN<\/h1>\n

\n

Seit 2009 ist es Pflicht, eine Krankenversicherung abzuschlie\u00dfen, wenn du in Deutschland lebst und arbeitest. Diese Regel gilt f\u00fcr alle, egal, ob EU-B\u00fcrger oder B\u00fcrger eines Landes mit Visumpflicht.<\/p>\n

Arbeitest du selbstst\u00e4ndig? Laut Gesetz musst du trotzdem eine Krankenversicherung abschlie\u00dfen.<\/p>\n

Hier gibt es drei Optionen<\/span>:
\u2022 eine private Krankenversicherung bei einer deutschen Versicherung abschlie\u00dfen
\u2022 eine gesetzliche Krankenversicherung abschlie\u00dfen
\u2022 eine Krankenversicherung bei einer internationalen Krankenversicherung abschlie\u00dfen<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.22″ background_color=”#f3f3f3″ global_colors_info=”{}”][et_pb_row _builder_version=”3.25″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blurb use_icon=”on” font_icon=”%%103%%” use_circle=”on” circle_color=”#ffffff” use_circle_border=”on” use_icon_font_size=”on” icon_font_size=”120px” _builder_version=”3.0.74″ global_colors_info=”{}”][\/et_pb_blurb][et_pb_text _builder_version=”3.27.4″ global_colors_info=”{}”]<\/p>\n

KRANKENVERSICHERUNGEN F\u00dcR SELBSTST\u00c4NDIGE IN DEUTSCHLAND<\/h1>\n

\n

Wenn du aus den Ausland nach Deutschland gereist bist und dort versichert bist, ist es v\u00f6llig in Ordnung, deine Krankenversicherung zu benutzen. Du musst aber sichergehen, dass deine Versicherung den rechtlichen Anforderungen der deutschen Regierung entspricht.<\/p>\n

Wenn du als ausl\u00e4ndischer Staatsb\u00fcrger in Deutschland bist, bost du per Gesetz verpflichtet einen privaten oder gesetzlichen Krankenversicherungsschutz abzuschlie\u00dfen.<\/p>\n

Welche Anforderungen sind das<\/span>?
Grunds\u00e4tzlich bedeutet das, dass jede ausl\u00e4ndische Krankenversicherung die gleichen Leistungen \u00fcbernehmen muss, wie eine deutsche gesetzliche Versicherung.<\/p>\n

Das darf deine Versicherungspolice nicht enthalten<\/span>:
\u2022 Jegliche Ausnahme von der Police
\u2022 die Auflage, eine \u00dcberdeckung bezahlen zu m\u00fcssen.
\u2022 ein Limit des Entsch\u00e4digungsbetrags f\u00fcr medizinische Leistungen, wenn du krank bist
\u2022 Jegliche Ausschlussklausel bei Ver\u00e4nderungen deiner Zurechnungsf\u00e4higkeit.
Jegliche Auschlussklausel daf\u00fcr, dass du in Deutschland lebst, dein Alter betreffend oder deine Aktivit\u00e4ten<\/p>\n

Die Versicherung muss wie eine Lebensversicherung strukturiert sein, d.h. die Dauer der Versicherung darf zeitlich nicht begrenzt sein oder muss sich automatisch verl\u00e4ngern.<\/p>\n

Die f\u00fcr die Regulierung finanzieller Dienste zust\u00e4ndige Beh\u00f6rde ist die Bundesanstalt f\u00fcr Finanzdienstleistungsaufsicht. Sie ist verantwortlich f\u00fcr die strengen Kriterien, denen Krankenversicherungen unterliegen, speziell in Hinsicht auf Paragraf 257(2)(a) des SGB V (Sozialgesetzbuch).<\/p>\n

Es ist sehr wichtig sicherzustellen, dass deine Krankenversicherung in Deutschland g\u00fcltig ist.<\/p>\n

Wie geht das<\/span>?
Frage bei deiner Krankenversicherung nach der Lizenznummer, die sie von der BaFin erhalten haben. Ein anderer Weg ist, dich bei deiner Versicherung zu informieren, ob sie die deutschen Anforderungen erf\u00fcllt. Kann sie die beides nicht erbringen, erf\u00fcllt sie die deutschen Anforderungen wahrscheinlich nicht.<\/p>\n

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BProtected ist ein zertifizierter, unabh\u00e4ngiger & erfahrener Versicherungsanbieter f\u00fcr kundenfreundliche und pers\u00f6nliche Beratung bez\u00fcglich aller Aspekte der deutschen Krankenversicherung. Sie k\u00f6nnen dir helfen, die f\u00fcr dich und dein Budget passende Option zu finden.<\/p>\n

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Angebote f\u00fcr Krankenversicherungen f\u00fcr Selbstst\u00e4ndige in Deutschland.Eine Reisekrankenversicherung sch\u00fctzt dich bis du in Deutschland angekommen bist. Danach ben\u00f6tigst du einen Versicherungsschutz f\u00fcr Deutschland. DREI OPTIONEN Seit 2009 ist es Pflicht, eine Krankenversicherung abzuschlie\u00dfen, wenn du in Deutschland lebst und arbeitest. Diese Regel gilt f\u00fcr alle, egal, ob EU-B\u00fcrger oder B\u00fcrger eines Landes mit Visumpflicht. Arbeitest […]<\/p>\n","protected":false},"author":31,"featured_media":0,"parent":6844,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"

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